What is Network Token?

Question

Accepted Answer

A Network Token is a unique, secure digital identifier issued by payment networks like Visa and Mastercard that replaces a cardholder's Primary Account Number (PAN) for payment transactions, significantly enhancing security, improving authorization rates, and simplifying the management of card-on-file data.

Network Token

What is Network Token?

What is a Network Token and how does it fundamentally improve payment security compared to a Primary Account Number (PAN)?

How do Network Tokens enhance the customer experience and increase authorization rates for Card-on-File (CoF) and mobile wallet transactions?

What is the ecosystem of a Network Token and what are the distinct roles of the key players, including the card networks?

What are the current adoption statistics and future trends for Network Tokens in the global payments landscape?

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