What is AVS (Address Verification System)?

Question

Accepted Answer

The Address Verification System (AVS) is a critical fraud prevention tool used by payment processors and merchants in card-not-present (CNP) transactions to verify that the billing address provided by the customer matches the address on file with the credit card issuing bank, thereby reducing the risk of unauthorized use and subsequent chargebacks.

AVS (Address Verification System)

What is AVS (Address Verification System)?

What is the Address Verification System (AVS) and how do its response codes work in card-not-present transactions?

How does AVS effectively reduce e-commerce fraud and mitigate merchant chargeback risk?

What are the primary limitations of AVS, particularly concerning its international application and modern fraud techniques?

What are the best practices for merchants to implement and optimize AVS checks to maximize transaction approval rates?

Learn More