Apple Pay

Apple Pay is a mobile payment and digital wallet service that allows users to make secure, contactless payments in person, within apps, and on the web using Apple devices like the iPhone, Apple Watch, iPad, and Mac. The service replaces the physical card and cash with a tokenized, device-specific number and a unique transaction code, ensuring that the user's actual credit or debit card numbers are never stored on the device or Apple servers, nor shared with merchants.